The company has a national presence with branches in Durban, Cape Town and Johannesburg. All with teams that are committed to customer satisfaction, geared for offering tailored solutions, and have a passion for the business operations.

Mercantile Bank has an attractive range of rental finance asset classes which include office automation, telecommunication products, security surveillance, medical equipment, construction equipment and computer equipment. The portfolios are based on rental asset agreements and can assist with varying periods ranging from 24 to 60 months, specifically designed to cater for the needs of small to medium businesses and larger corporates.

You can enhance your balance sheet and income statement with a better return on net assets, enjoy flexible finance terms and also structure repayments according to your business needs.

You will also be able to reduce your debt exposure and enjoy tax advantages, using off balance sheet financing to enhance your business profits. Because we understand the importance of quick turnaround times, our approval process is quick and easy with no deposit required. Below are some of the assets we can finance:

  • Office automation

  • Telecommunication products

  • Security surveillance

  • Medical equipment

  • Specialized equipment

  • Computer equipment

  • Audio visual

  • Cash denominators